Outsourced Accounting for Canadian Insurance Brokerages
Accounting and bookkeeping built for Canadian insurance brokerages
Premium trust reconciliation, carrier and commission accounting, and a month-end close that actually finishes — done in Applied Epic by a team that knows brokerage books. Fixed-fee, Canada-wide.
Why BrokerLedger
We work inside Applied Epic and know how a brokerage's books actually move — so you don't have to teach your bookkeeper how a brokerage works.
Most outsourced bookkeepers have never reconciled a premium trust account or matched a carrier statement. We've worked with insurance brokerages, and we do the accounting in the system you already run on — Applied Epic. That focus shapes how we approach trust reconciliation, carrier matching, and month-end close.
What We Do
Services built around how a brokerage's books actually work
Monthly Brokerage Bookkeeping
Outsourced monthly bookkeeping for insurance brokerages, done in Applied Epic — transactions coded, accounts reconciled, AP/AR managed, and a clean close package delivered every month.
See what's included →Premium Trust Account Reconciliation
We reconcile your premium trust account every month and show you whether your trust position is in surplus or shortfall.
See what's included →Carrier & Insurer Statement Reconciliation
We reconcile insurer statements to your Applied Epic records — agency bill and direct bill — so unidentified balances, stale payables, and carrier disputes stop piling up.
See what's included →Commission Income & Producer Compensation
Commission revenue, contingent and profit-sharing income, and producer or sub-broker splits — tracked for you, so payouts are right and on time.
See what's included →Who We Serve
Canadian insurance brokerages, by segment
Specialists in Applied Epic, working with brokerages across Canada
Cloud-first and remote-by-design. We do your accounting in Applied Epic and reconcile your premium trust to your provincial broker regulator's expectations — in Ontario, B.C., Alberta, Quebec, and beyond.
Pricing
Fixed-fee packages
Three tiers, scoped by brokerage size and complexity. Every tier shows what's included; pricing is shared on the discovery call.
Essentials
Smaller brokerages with one or two producers and a straightforward, mostly direct-bill book.
- Monthly bookkeeping and transaction coding in Applied Epic
- Bank, trust, and credit card reconciliation
- Monthly premium trust reconciliation with surplus/shortfall reporting
- Direct-bill commission reconciliation
- Monthly close package and short written summary
- Year-end working-paper file delivered to your accountant
- Email support with 1 business day response
Growth
Established brokerages with several producers and a mix of agency and direct bill across multiple carriers.
- Everything in Essentials
- Agency-bill and carrier statement reconciliation
- Premiums-payable-to-insurers scheduling
- Producer and sub-broker commission statements
- Owner reporting: P&L, balance sheet, revenue by line and producer
- Defined month-end close calendar with committed turnaround
- Quarterly financial review call
Enterprise
Larger or multi-office brokerages, MGAs, and acquirers consolidating multiple books on Applied Epic.
- Everything in Growth
- Multi-entity and multi-office consolidation
- Multi-currency handling for non-standard and foreign placements
- Contingent and profit-sharing commission tracking
- Lender- and acquirer-ready financial statements
- Trust position dashboard and KPI reporting
Free Resources
Plain-language guides for brokerage owners and controllers
Premium trust, agency vs direct bill, carrier and commission reconciliation, Applied Epic month-end — written for the people who actually have to do the work.
Book a discovery call
Tell us about your brokerage and we'll walk you through exactly how we can help. No pressure, no obligation — just a straightforward conversation.
Get in Touch
Have a question? We typically reply within one business day.